I’ve been there. I have been deep in the cycle of debt. I’ve felt lost, scared, and confused.
I was a single mom working my tail off trying to make ends meet. Like many others, I was stuck in the mindset that if I just stayed positive, used the Law of Attraction, had enough passion and drive, and worked really really hard, I’d realize my dreams and have lots of money flowing to me.
There was only ONE PROBLEM…
It wasn’t working.
Not even close.
Even though from the outside it looked like I was holding it all together and doing well…
I was actually financially broke and emotionally broken on the inside. My life was spiraling out of control.
One of the lowest points came the day I took money out of my son’s savings account in order to keep the lights on. At that point, I KNEW something had to change.
Ultimately, I ended up filing bankruptcy.
At the time I was going through bankruptcy I promised myself I would NEVER EVER
E-V-E-R be in that place again.
I knew I had to do something different.
I knew I had to change my mindset about money.
I started immersing myself in learning how to change my thoughts to have a better life, why self-care is so important, how to open myself up to abundance, how gratitude is essential and how to use affirmations from many great spiritual leaders and authors from Hay House such as the late Dr. Wayne Dyer, Louise Hay, Cheryl Richardson, Abraham-Hicks, and many others.
I started changing my thoughts around money.
I went from broke thoughts of “not enough” to KNOWING I am always taken care of and always have enough. Then I shifted that to “I always have more than enough”. I believe that money flows to me easily. Those seemingly simple shifts helped me tune into the frequency of abundance and significantly transform my relationship with money.
Although I had started changing the way I spent and handled money, too, I ran into another problem. Eighteen (18) months after I filed bankruptcy I was making a 6 figure income, and I had more money than I’d ever had before but I didn’t know exactly how to manage it. I was afraid that I would make the same mistakes I made before. Since I promised myself I wouldn’t ever be in that position again, I had to do something different.
So I started immersing myself in learning how to handle money.
+ I took Dave Ramsey’s Financial Peace University (FPU) and learned practical steps to take control of my money.
+ I also listened to Dave Ramsey’s radio show podcast 10 hours a week to keep myself motivated and inspired to reach my goals. My first goal was to pay off the little bit of debt I had, and then my next goal was to save $25,000 for my emergency fund. I did that. Then I saved up cash to buy my next vehicle. Now I am saving a large sum of money for a down payment on my next home.
+ Then I felt called to lead FPU. I clearly remember how during the first class I led I felt so confident answering questions and guiding others as they began to learn how to better handle their money.
+ I enjoyed the experience so much that I decided to get certified as a Financial Coach through Dave Ramsey’s organization ii.
Over the years of immersing myself in Dave’s teachings, I have learned so much from him– not just about money. I have also learned about leadership, insurance, boundaries, and negotiating. And listening to people’s debt-free screams is highly motivating and keeps me pushing towards my financial goals!
Today, in addition to being a Certified Financial Coach I am also an Author, a Speaker a Certified EFT Practitioner, an Intuitive, and a Certified Reiki Practitioner.
Not only do I have a solid foundation in business and a great handle on money.
I have taken and received certificates in several courses by Masters such as Tony Robbins, Brendon Burchard, Roger Love, Bo Eason, Chalene Johnson, and Rhonda Britten to advance my skills as a speaker, teacher, coach and workshop facilitator. Over the years I’ve worked with multiple business coaches 1:1 and in their coaching programs to help me grow my business. In addition, I hold a Bachelor’s of Science degree from the University of Wisconsin. (Feel free to view my full list of certifications and education on my Linkedin Profile).
But after working hard to completely retrain my brain and change my relationship with money I realized my intuition and gut feelings definitely have a place in business.
Now as a spiritual entrepreneur and spiritual business coach, I help others do the same. I help them work through their money issues, tune into their intuition, learn how to listen to their heart and follow it, and take inspired actions in order to achieve their dreams.
Whether you have your own business, want to create a business, or aren’t quite sure where you’re heading, yet — let me help you Tap into Your Inner ATM so you can become a money magnet and have money flowing to you easily. Attend one of my workshops or schedule a 1:1 session to get started now.
i Julie Jacky has attended and completed Dave Ramsey’s Financial Coach Master Series.
ii Completion of Dave Ramsey’s Financial Coach Master Series does not create an employment or an agency relationship, or give any coach the right to speak for or bind Dave Ramsey or his company, The Lampo Group, Inc., nor does it constitute an endorsement or recommendation by Dave Ramsey.